Quyết định 21/QĐ-NHNN mức lãi suất của ngân hàng thương mại áp dụng trong năm 2014 đối với dư nợ của khoản vay hỗ trợ nhà ở theo quy định tại Thông tư 11/2013/TT-NHNN do Thống đốc Ngân hàng Nhà nước ban hành

DECISION

ON THE INTEREST RATE OF COMMERCIAL BANKS APPLICABLE IN 2014 FOR OUTSTANDING BALANCE OF LOANS FOR HOUSING ASSISTANCE ACCORDING TO CIRCULAR NO. 11/2013/TT-NHNN DATED MAY 15, 2013

THE GOVERNOR OF STATE BANK

Pursuant to the Law on the State bank of Vietnam No. 46/2010/QH12 dated June 16, 2010;

Pursuant to the Law on credit institutions No. 47/2010/QH12, dated June 16, 2010;

Pursuant to the Government’s Decree No. 156/2013/ND-CP dated November 11, 2013 defining the functions, tasks, powers and organizational structure of the State bank of Vietnam;

Pursuant to the Government’s Resolution No. 02/NQ-CP, January 07, 2013 on some solutions to remove difficulties for business production, market support, handling of bad debts;

Pursuant to the Circular No. 11/2013/TT-NHNN dated May 15, 2013, of the Governor of the State bank of Vietnam, stipulating loans for housing assistance according to the Government’s Resolution No. 02/NQ-CP dated January 07, 2013;

At the proposal of the Director of the monetary policy department.

DECIDES

Article 1. The interest rate of commercial banks applicable in 2014 for outstanding balance of loans for housing assistance according to Circular No. 11/2013/TT-NHNN dated May 15, 2013 shall be 5% per annum.

Article 2. This Decision takes effect on the day of its signing.

Article 3. The Chief of office, the Director of the Monetary policy department, and heads of units of the State bank of Vietnam; Directors of the State bank’s branches in central-affiliated cities and provinces; Chairpersons of Members' Council, Chairpersons of Board of Directors and Directors General (Directors) of commercial banks which provide loans for housing assistance shall implement this Decision.

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