Quyết định 780/QĐ-NHNN năm 2012 phân loại nợ đối với nợ được điều chỉnh kỳ hạn trả, gia hạn nợ do Thống đốc Ngân hàng Nhà nước ban hành

DECISION

ON CLASSIFICATION OF RESCHEDULED LOANS

GOVERNOR OF THE STATE BANK OF VIETNAM

Pursuant to the Law on the State Bank of Vietnam No.46/2010/QH12 of June 16, 2010;

Pursuant to the Law on credit institutions No. 47/2010/QH12, of June 16, 2010;

Pursuant to the Government’s Decree No. 96/2008/ND-CP, of August 26, 2008, on regulating functions, tasks, powers and organizational structure of the State Bank of Vietnam;

At the proposal the Chief Inspector of Banking Inspection and Supervision Agency;

DECIDES:

Article 1: To reflect the objective repayment capacity of customers in the current context, and on the basis of the assessment by credit institutions and foreign bank branches that their customers are doing well their business and have good debt repayment capacity after being restructured or adjusted for repayment periods, these rescheduled loans are kept in their pre-rescheduled classification groups.

Article 2:

This Decision takes effect on the date of its signing. All amendments, supplements are decided by the Governor of the State Bank of Vietnam.

Article 3:

The chief of the Administrative Department, Chief Inspector of Banking Inspection andSupervision Agency, Heads of units under the State Bank of Vietnam, Managers of branches of the State Bank of Vietnam in provinces and centrally-run cities, Chairman of the Board of Directors, Chairman of the Members’ Council and General Directors (Directors) of credit institutions, branches of foreign banks shall be responsible for the implementation of this Decision./.       

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