Quyết định 312/2003/QĐ-NHNN sửa đổ tiết a, điểm 2 Thông tư 03/2003/TT-NHNN hướng dẫn về cho vay không phải bảo đảm bằng tài sản theo Nghị quyết 02/2003/NQ-CP do Thống đốc Ngân hàng Nhà nước ban hành

DECISION

ON THE AMENDMENT, SUPPLEMENT OF ITEM A, POINT 2 OF THE CIRCULAR No. 03/2003/TT-NHNN DATED 24 FEBRUARY, 2003 GUIDING THE LENDING WITHOUT ASSETS SECURITY IN ACCORDANCE WITH THE RESOLUTION No. 02/2003/NQ-CP DATED 17 JANUARY, 2003 OF THE GOVERNMENT

THE GOVERNOR OF THE STATE BANK

- Pursuant to the Law on the State Bank of Vietnam No. 01/1997/QH10 dated 12 December, 1997;- Pursuant to the Decree No. 86/2002/ND-CP dated 05 November, 2002 of the Government on the function, assignment, authority and organizational structure of the ministries and ministerial-level agencies;- Upon the proposal of the Director of the Monetary Policy Department,

DECIDES

Article 1. To amend, supplement item a, point 2 of the Circular No. 03/2003/TT-NHNN dated 24 February, 2003 of the Governor of the State Bank on guiding the lending without assets security in accordance with the Resolution No. 02/2003/NQ-CP dated 17 January, 2003 of the Government as follows:

 “a. For farmer's households, owners of farms engaging in the production of agriculture, forestry, aquaculture and salt area in the nature of goods productions, having feasible investment projects, production and business plan in schemed zones, which have been invested with infrastructure, entered into a contract of product consumption with enterprises, co-operatives or have not entered into a contract of product consumption with enterprises, co-operatives but their products stated in feasible investment projects, production and business plan are capble of consumption, credit institutions shall consider and lend them up to VND 30 millions without applying the assets security measure, and the borrowers are required to submit to credit institutions the certificate of the land use right or the written confirmation of people committees of villages, wards, towns proving that the land being used is not involved in any dispute.”

Article 2. This Decision shall be effective after 15 days from the date of publication in the official gazette.

Article 3. Heads of units of the State Bank; Managers of the State Bank branches in provinces, cities under the central Government's management, the Board of Directors, General Directors (Directors) of credit institutions shall be responsible for the implementation of this Decision.

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