Quyết định 2174/QĐ-NHNN năm 2014 về mức lãi suất cho vay ngắn hạn tối đa bằng đồng Việt Nam của tổ chức tín dụng, chi nhánh ngân hàng nước ngoài đối với khách hàng vay để đáp ứng nhu cầu vốn phục vụ lĩnh vực, ngành kinh tế theo quy định tại Thông tư 08/2014/TT-NHNN do Thống đốc Ngân hàng nhà nước Việt Nam ban hành

DECISION

MAXIMUM SHORT-TERM LOAN INTEREST RATES IN VIETNAM DONG APPLIED BY CREDIT INSTITUTIONS AND BRANCHES OF FOREIGN BANKS TO CUSTOMERS IN NEED OF CAPITAL IN A NUMBER OF ECONOMIC AREAS AND SECTORS ACCORDING TO THE PROVISIONS SET OUT IN THE CIRCULAR NO. 08/2014/TT-NHNN DATED MARCH 17, 2014

GOVERNOR OF THE STATE BANK OF VIETNAM

Pursuant to the Law on the State Bank of Vietnam No. 46/2010/QH12 dated June 16, 2010;

Pursuant to the Law on Credit Institutions No. 47/2010/QH12 dated June 16, 2010;

Pursuant to the Government's Decree No. 156/2013/ND-CP dated November 11, 2013 defining the functions, tasks, entitlements and organizational structure of the State Bank of Vietnam;

Pursuant to the Circular No. 08/2014/TT-NHNN dated March 17, 2014 of the Governor of the State Bank of Vietnam regulating short-term loan interest rates in Vietnam dong by credit institutions to customers in need of capital in some economic sectors;

At the proposal of the Director of the Financial Policy Department,

DECISION

Article 1. Maximum short-term loan interest rates in Vietnam dong according to the provisions set out in the Circular 08/2014/TT-NHNN dated March 17, 2014 as follows:

1. Credit institutions, branches of foreign banks (except People's Credit Funds and Microfinance Institutions) shall apply a maximum short-term loan interest rate in Vietnam dong as 7% per year.

2. People's Credit Funds and Microfinance Institutions shall apply a maximum short-term loan interest rate in Vietnam dong as 8% per year.

Article 2.

1. This Decision shall come into force since October 29, 2014 and replace the Decision No. 499/QD-NHNN dated March 17, 2014 of the Governor of the State Bank of Vietnam regulating maximum short-term loan interest rates in Vietnam dong applied by credit institutions, branches of foreign banks to customers in need of capital in a number of economic sectors according to the provisions set out in the Circular No. 08/2014/TT-NHNN dated March 17, 2014.

2. Interest rates applied to credit contracts signed before the effective date of this Decision shall remain unchanged under the signed contracts in accordance with the provisions of law at the date of signing the contract.

Article 3. The Chief officers, the Director of the Financial Policy Department and heads of organizations affiliated to the State Bank of Vietnam, directors of the State Bank of central-affiliated provinces and cities; President of the Board of Directors, President of Member Council and General Director of credit institutions, branches of foreign banks shall be responsible for executing this Decision./.

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